OfferGet 30% off with Golf Care, plus you will get a free gift bundle worth up to £395 which includes 3 free rounds of golf, 12 free Srixon Soft Feel balls and a free ball marker. T&Cs apply.
OfferGet 30% off with Golf Care, plus you will get a free gift bundle worth up to £395 which includes 3 free rounds of golf, 12 free Srixon Soft Feel balls and a free ball marker. T&Cs apply.
OfferGet 30% off with Golf Care, plus you will get a free gift bundle worth up to £395 which includes 3 free rounds of golf, 12 free Srixon Soft Feel balls and a free ball marker. T&Cs apply.
OfferGet 30% off with Golf Care, plus you will get a free gift bundle worth up to £395 which includes 3 free rounds of golf, 12 free Srixon Soft Feel balls and a free ball marker. T&Cs apply.
To find the best golf insurance policy, think about:
How much your golf equipment costs
What you want cover for, e.g. golf equipment or injuries
If you will be playing golf abroad
Use this comparison to find the golf insurance policy that gives you the cover you need at the cheapest price.
What does golf insurance cover?
Golf Equipment
This includes:
Golf clubs
Trolley
Personal belongings like clothing and sunglasses
Golf balls
Worth noting that most insurers do not cover golf buggy and you will need to add it as an extra if you wish to insure your buggy.
Also,
Loss of trophies
When you buy golf insurance you should check if the policy offers new for old replacements. This means that in case of theft you will be paid the original price you bought the items instead of how much they are worth now.
Public Liability Insurance
This includes:
Injuring another person during the course of a game
Damaging property accidentally
Personal Injury Cover
This includes:
If you get an accident during a game
If your accident does not allow you to work due to disablement
If you had to be hospitalized due to the accident
Dental cover for teeth injuries
Fees
Membership fees if you are unable to play for over a certain amount of time (typically over 40 days)
Tournament fees if you are unable to play due to an accident but you have already paid for your entry
Hole In One: It is customary to buy a round of drinks to your team players, and everyone is the bar if you hit hole in one. Typically, most insurers can cover this up to £200
Golf Overseas Cover
Some insurers provide overseas cover as a standard but others don't so you need to check if it provided.
Also, it is worth checking if your travel insurance covers you abroad so you keep insurance costs to a minimum.
Frequently asked questions
Q
Do I need golf insurance if I have contents home insurance?
A
In most cases yes. That is for a couple of reasons:
- Your home insurance premiums might increase.
- Your equipment is only covered when stolen at home.
- Not all home insurers cover sports equipment
- You are not covered in case of an accident.
Q
Does golf insurance cover me to play overseas?
A
Some policies include worldwide cover as standard. However you might have to pay extra on other policies to play outside the UK.
Q
Am I covered if I hit someone's car with a golf ball?
A
Yes, golf insurance includes third party liability which can cover the cost of damage you cause to someone else's property, including their car.
Q
Is my golf equipment covered while it is in my car?
A
Most policies cover your golf equipment in a vehicle while you are travelling to or from a golfing event. Check this is included before you buy a policy.
Q
Are my clubs covered on a new for old basis?
A
Most insurers offer new for old replacement if your equipment is damaged, but only if it is less than three years old.
Q
Does golf insurance cover me to drive a buggy?
A
It gives you third party liability cover when using a buggy on a course, but you need to pay extra to cover a buggy you own against theft, loss or damage.
Q
How much does golf insurance cost?
A
It varies depending on how much you want to cover but typically from £20 to £70 a year.
About our golf insurance comparison
Q
Who do we include in this comparison?
A
We include golf insurance policies available from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA).
Q
How do we make money from our comparison?
A
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services.
Q
Do we offer the comparison service for free?
A
Yes, it's completely free for you to use, whether or not you take out a policy. You also do not pay any extra to our panel, the deal you get is not affected.
