Guide To Golf Buggy Insurance

Why shold you get golf buggy insurance?

If you own a golf buggy, there are many reasons you might consider taking a buggy insurance:

Protect your buggy for theft and loss
Protect your buggy from vandalism and damage
Public liability cover in case of accidentally injuring someone or yourself.

Where is my buggy insured?

Depending on the policy you take you can insure your buggy either:

At the club
At the club and home

When you get a policy you need to check if you are getting a new to old replacement or a market value compensation for your old buggy. The difference is that in the first case you get a brand new buggy to replace your current one while a market value option means you are getting paid how much your buggy is worth now.

How much does it cost?

This will depend on the value of your buggy. For example, a buggy that is worth over £2000 will be more expensive to insure than a buggy that is worth £1000.

Typically, policies vary from £30 to £100 depending on the value covered.

Most insurers provide buggy insurance as an add on to your current golf insurance and you cannot buy it on its own.

This means that, typically you choose the level of cover you need for your equipment and at the end of the shopping basket you are asked if you want to add golf buggy insurance.

Golf equipment insurance varies from £25 a year to up to £70. Then you can add golf buggy depending on its value for an extra £30 to £100. Use our free comparison site to compare buggy insurance policies with ease and without hidden costs.

What does it NOT cover?

If you use your buggy on the road.
If your buggy gets stolen in a place that you haven't insure
If it gets stolen when someone else is using it
Golf equipment

Can you insure the buggy for more than one person?

No you can only insure the buggy against the legal owner.

Does my golf insurance cover my buggy?

Generally no unless specified in the policy but usually is an extra. You are although insured in case of an accident through the public liability cover.

Am I covered if I hit someone's car with my buggy?

Yes, golf insurance includes third party liability which can cover the cost of damage you cause to someone else's property, including their car.

Am I insured on the road?

No, that is a different insurance. For any golf related buggy insurance policies you are not insured if you use your buggy on the road.

About our golf insurance comparison

Who do we include in this comparison?

We include golf insurance policies available from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA).

How do we make money from our comparison?

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services.

Do we offer the comparison service for free?

Yes, it's completely free for you to use, whether or not you take out a policy. You also do not pay any extra to our panel, the deal you get is not affected.

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